Tiger Brokers Referral Code: OAEMZD

Tiger Brokers Promo Code: OAEMZD

For the referral promo code, enter “OAEMZD” when prompted, or you may just click on the following Tiger Brokers Referral Link directly!

There are rewards (such as stock vouchers, commission-free trades, free market data) for using the referral code / referral link to sign up!

Tiger Brokers is an online broker listed on NASDAQ. It is backed by investors like Xiaomi and Jim Rogers. One key reason why people use Tiger Brokers is to trade US Stocks such as Tesla and NIO online. You can also trade Hong Kong, Singapore, China, or Australian stocks using Tiger Brokers.

Tiger Brokers Commission Fees

One of the key benefits of Tiger Brokers is its low commission fees. It is highly competitive among all the brokers. For example the charges for US Stocks (as of the time of writing) is just 0.005 USD/share, for a minimum of 1 USD per trade. This is very low considering that banks usually charge upwards of USD$20 per trade. For example DBS Vickers charges a minimum of US$25.

Due to the low fees of Tiger Brokers, it is useful for people who are either trading frequently or trading in small amounts.

Tiger Brokers Singapore Review

Tiger Brokers is extremely fast when signing up. You can signup online within minutes, using Singpass to fill in personal details automatically. Personally, I signed up on a Sunday (non-working day), and the account was set up within a few hours on the same day. That is an amazingly quick signup. The speed of depositing funds (using FAST bank transfer) is also very fast (pun unintended), almost instantaneously within seconds.

The mobile app of Tiger Brokers also has an excellent design, and is extremely user friendly. The foreign exchange rate given by Tiger Brokers is also highly competitive, in fact better than most banks.

Tiger Brokers Minimum Deposit

There is no minimum deposit for Tiger Brokers, and there is also no minimum number of shares or lots you need to purchase. One can buy as low as just one single stock.

Is Tiger Brokers Safe?

This is the most frequently searched question. Firstly, Tiger Brokers is regulated by MAS (Monetary Authority of Singapore). Their MAS license can be found here.

Secondly, Tiger Brokers has the backing of Xiaomi, which is a major Chinese tech company making smartphones and other electronic devices.

Thirdly, Tiger Brokers is backed by Jim Rogers who is a very famous investor.

Fourthly, Tiger Brokers itself is listed on the NASDAQ stock exchange, under the code “TIGR”.

Lastly, for added security, there is 2-Factor Authentication option for Tiger Brokers. You can set it up during registration, by downloading another app called Tiger Token.

With any investing, there is always some risk, so do your research carefully before investing using any broker!

Is Tiger Brokers Worth It?

In general, yes, Tiger Brokers is definitely worth it to download and try especially for new users. New users can typically enjoy signup bonuses (depending on the season) such as free stocks or generous stock vouchers.

The Tiger Brokers app interface is one of the most user-friendly among online brokerages. The phone app has many comprehensive features, and is good enough on its own, while more advanced users can also utilize Tiger’s desktop app.

In addition, Tiger Brokers frequently offers rewards such as stock vouchers for simple actions such as daily sign-ins, liking posts, and sharing posts. These stock vouchers typically range from USD 8 or more, which more than offsets the trading fees of Tiger Brokers (meaning that Tiger Brokers is essentially giving out free money). This is one of the main features (that other brokerages don’t really offer) that makes Tiger Brokers extremely worth it.

Tiger Broker Invitation Code / Promo Code

Once again, if you decide to sign up for Tiger Broker, do use the invitation code “OAEMZD” when prompted, or you may just click on the following Tiger Brokers Referral Link directly!


Disclaimer: The opinions on Tiger Brokers expressed in this blog post are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. It is only intended to provide information on Tiger Brokers Referral Code. In particular, this blog post is not a substitute for obtaining advice from a qualified investment advisor.


The below YouTube video is a beginner friendly introduction and review of Tiger Brokers.

Trust Bank Referral Code: GWT5WBUK (Free NTUC FairPrice Voucher!)

Trust NTUC Referral Code: GWT5WBUK

* Note: Use the Referral Code (GWT5WBUK) when signing up to earn a free S$10 FairPrice E-Voucher!

Trust Bank is a fully online digital bank in Singapore backed by Standard Chartered and FairPrice Group (also commonly known as NTUC). They offer various products such as credit and debit cards, savings accounts, as well as various discounts and promotion rewards such as earning Linkpoints to spend at NTUC FairPrice supermarkets.

How to Use Trust Bank Referral Code

It is very simple to use the Trust Bank referral code. Firstly, sign up at the official Trust Bank website and download the Trust App following the instructions.

When signing up, be sure to enter the referral code (GWT5WBUK) during the signup process. The referral code can be inputted right at the start of the signup process, after clicking “Get started” on the app.

Benefits of Trust Bank Referral Code

The benefit of using the Trust Bank referral code is earning a $10 NTUC FairPrice E-Voucher, which can be used at NTUC FairPrice supermarkets all over Singapore.

Hence, it is important to enter the referral code during the signup process in order to avoid missing out on the promotion benefit of the $10 NTUC voucher.

Trust Bank Review

One big advantage of Trust Bank is that it is fully digital. There is no need to step into a physical bank branch during the signup process, everything can be done from the comforts of the user’s home.

In addition, the credit card and debit card of Trust Bank has strong benefits when buying at NTUC FairPrice supermarkets. For example, there can be up to 21% savings when shopping at NTUC FairPrice supermarkets.

For Trust Bank’s savings account, the interest is decent at 2.5% p.a., though not fantastic considering many alternative banks can offer higher interest rates.

In conclusion, Trust Bank is a great digital bank to signup for customers of NTUC FairPrice supermarkets, due to the high discount rates offered. Even for non-NTUC customers, they can sign up for free just to get the referral code’s NTUC E-voucher rewards.

Trust Bank Invitation Code / Promo Code

Once again, if you decide to sign up for Trust Bank, do use the invitation code “GWT5WBUK” when prompted.


Disclaimer: The opinions on Trust Bank expressed in this blog post are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. It is only intended to provide information on Trust Bank Referral Code. In particular, this blog post is not a substitute for obtaining advice from a qualified investment advisor.


The below YouTube video is an informative introduction and review of Trust Bank.

Webull Referral Code and Referral Link

Webull Referral Code and Link

For the Webull referral code, you may just click on the following Webull Referral Link directly!

There are rewards (such as free stock, commission-free trades) for using the Webull referral code/link to sign up!

Webull is an online broker which is backed by investors like Xiaomi. One popular reason why people use Webull is to trade US Stocks such as Tesla and NIO online.

Webull Commission Fees

One of the key benefits of Webull is its zero commission fees! It is highly competitive among all the brokers. Technology enables Webull to provide transparent and straightforward prices with 0 commission trades and no deposit minimums.

This is very affordable considering that banks usually charge upwards of USD$20 per trade. For example DBS Vickers charges a minimum of US$25.

Due to the zero commission fees of Webull, it is very useful for people who are either trading frequently or trading in small amounts.

Webull Singapore Review

Webull is extremely fast for signing up. You can signup online within minutes, your account will be set up on the same day. In short, the Webull signup process is quick and simple!

The mobile app of Webull also has an excellent design, and is extremely user friendly.

Webull Minimum Deposit

There is no minimum deposit for Webull, and there is also no minimum number of shares or lots you need to purchase. One can buy as low as just one single stock, or even fractional shares (fraction of a stock)!

Is Webull Safe?

This is a popular question about Webull. Firstly, Webull is regulated by MAS (Monetary Authority of Singapore). Their MAS license can be found here.

Secondly, Webull has the backing of Xiaomi, which is a major Chinese tech company making smartphones and other electronic devices.

Lastly, for added security, Webull offers Two-Factor Authentication (2FA) to enhance their clients’ account security.

With any investing, there is always some risk, so do your research carefully before investing using any broker!

Webull Invitation Code / Promo Code

Once again, if you decide to sign up for Webull, do click on the following Webull Referral Link directly!


The below YouTube video is a beginner friendly introduction and review of Webull.


Disclaimer: The opinions on Webull expressed in this blog post are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. It is only intended to provide information on Webull Referral Code. In particular, this blog post is not a substitute for obtaining advice from a qualified investment advisor.

Moomoo Referral Code: LRTB6K8M

Moomoo (FUTU) Referral Code: LRTB6K8M

For the Moomoo (FUTU) referral code, you may just click on the following Moomoo Referral Link directly!

There are rewards (such as stock vouchers, commission-free trades, free market data, free Apple stock) for using the Moomoo referral code/ referral link to sign up!

Moomoo (FUTU) is an online broker listed on NASDAQ. It is backed by investors like Tencent. One crucial reason why people use Moomoo is to trade US Stocks such as Tesla and NIO online. You can also trade Hong Kong, Singapore stocks using Moomoo.

Moomoo Commission Fees

One of the key benefits of Moomoo is its low commission fees. It is highly competitive among all the brokers. For example the charges for US Stocks (as of the time of writing) is just 0.0049 USD/share, for a minimum of 0.99 USD per trade. This is very low considering that banks usually charge upwards of USD$20 per trade. For example DBS Vickers charges a minimum of US$25.

Due to the low fees of Moomoo, it is useful for people who are either trading frequently or trading in small amounts.

Moomoo Singapore Review

Moomoo is extremely fast for signing up. You can signup online within minutes, using Singpass to fill in personal details automatically. Personally, I signed up on a Wednesday night, and the account was set up within a few hours on the same day. Hence, Moomoo signup is super fast.

The mobile app of Moomoo also has an excellent design, and is extremely user friendly. The exchange rate given by Moomoo is also highly competitive.

Moomoo Minimum Deposit

There is no minimum deposit for Moomoo, and there is also no minimum number of shares or lots you need to purchase. One can buy as low as just one single stock.

Is Moomoo Safe?

Firstly, Moomoo is regulated by MAS (Monetary Authority of Singapore). Their MAS license can be found here.

Secondly, Moomoo has the backing of Tencent, which is a major Chinese tech company who develops very popular apps such as WeChat.

Thirdly, Moomoo is registered with the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). SIPC protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm. The limit of SIPC protection is $500,000, which includes a $250,000 limit for cash.

Fourthly, Moomoo itself is listed on the NASDAQ stock exchange, under the code “FUTU”.

With any investing, there is always some risk, so do your research carefully before investing using any broker!

Moomoo Invitation Code / Promo Code

Once again, if you decide to sign up for Moomoo, do use the invitation code by just clicking on the following Moomoo Referral Link directly!


Disclaimer: The opinions on Moomoo expressed in this blog post is for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. It is only intended to provide information on Moomoo Referral Code. In particular, this blog post is not a substitute for obtaining advice from a qualified investment advisor.


The below YouTube video is a beginner friendly introduction and review of Moomoo (FUTU).

Do also check out our review of Tiger Brokers, another popular trading app.

Singtel Voucher $100

Singtel Voucher Link: Click here to enter Official Singtel Voucher Website

As most people will know by now, Singtel is cutting down the recontract voucher. Nowadays it is hard to get Singtel recontract voucher, or even if you get one the amount is very little compared to last time.

However, now there is a new deal of a whopping $100 voucher for Singtel Combo plans. It is via referral codes and promo codes. Click on the link on the top of this post (or see the bottom of the post for more details).


Hi, heard you were looking for a new mobile phone? Here’s a Singtel mobile offer just for you. Sign up using my exclusive link below to enjoy an extra $100 OFF on selected phones when you switch to a new Singtel Combo plan.  When you’ve switched, I’ll be rewarded too!
https://www.singtel.com/personal/promotions/refer-and-earn/referee?payload=0OjLMNU%2BhTCxKkzI574ZL4GJzhqPYWkKgx4aINzKihoRSYop3vXmuVjzLvzA%2FLMc&campaignID=cK5v4D&promoCode=FRIENDOFST

Ohm $20 Promo Code: OHMREF25CC5A

*Ohm Promo Code: OHMREF25CC5A

After extensive research, I find that Ohm is one of the best alternative electricity suppliers. Choose either Fixed Ohm or Discount Ohm depending on your likings. I chose Discount Ohm as I have a feeling that the tariffs may drop. Fixed Ohm is also very good, and in fact better if tariffs rise.

Benefits of Ohm:

  1. Their discount off tariff rate is currently the best at 22% (Update: discount is now 25%)!
  2. Very smooth transition as they are partners with SP group. For instance, there is no need for any paper work nor additional payment of deposit.
  3. Very nicely done website. Signing up is immediate, just fill in some personal details online and you will get the Welcome Email in less than 15 minutes.
  4. Ohm absorbs the transmission loss. (Basically electrical energy is lost as heat while travelling through the cable, Ohm absorbs this and charges consumer based on metered usage. This is worth approximately 3.4% savings.)
  5. 3-month trial period. If within 3 months you decide to change plans, there is no penalty. Hence, you are not locked in to a fixed price which may turn out to be undesirable.

Use my Ohm Referral Code to get $20 off: OHMREF25CC5A

Fixed Rate vs Discount off Tariff

Currently (1st November 2018), Ohm fixed rate is 18.14 cents/kWh (incl. GST) while the Discount off Tariff (22%) is effectively 20.14 cents/kWh (incl. GST).

However, it is not impossible for the SP Tariff to drop (see graph below). If the SP Tariff drops, say to 20.20 (excl. GST) which is the Jan 2017 price, then 22% Discount off Tariff would be effectively 16.86 cents/kWh (incl. GST) which beats the fixed rate! (Working: 20.20 x 1.07 x 0.78=16.86)

Nobody knows for sure whether the SP Tariff will drop as it depends on a lot of complex factors including oil price, etc. However, currently with 12 electricity providers in a small country like Singapore, there is a great deal of competition, and SP is likely to lower its price to remain competitive.

Historical SP Tariff (excluding GST). Source: SP Group

Conclusion: Choose Ohm

Everyone should change a supplier in the open electricity market for savings. There are no drawbacks of doing so. In particular, there is no such worry of “blackouts” or “unreliable electricity supply” as SP group is still operating the national power grid.